Is Two-Wheeler Insurance Mandatory?

Yes, under the Motor Vehicles Act of 1988, every bike owner in India must have at least third party insurance.

Can I Change my third party bike insurance to Comprehensive Insurance?

Yes, you can contact your insurance provider to upgrade your third party insurance to a comprehensive policy during the policy term or upon renewal.

What Should I Do in Case of an Accident or Theft?

In case of an accident or theft, immediately contact your insurance provider, lodge a First Information Report (FIR) at the police station, and raise a claim.

Can I Cancel My bike Insurance Policy?

Yes, you can cancel your policy by contacting your insurance provider with a valid reason for cancellation.

Is Aadhaar Linking Mandatory for Insurance?

Yes, linking Aadhaar with insurance plans is now mandatory as per the IRDAI regulations.

Is renewal before expiry important for bike Insurance?

Yes, Renewing your bike insurance policy on or before the due date is important to avoid any lapse in coverage. Missing the renewal date can lead to legal penalties and loss of benefits like the NCB.

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